We are a digital insurance technology company providing a Low code/No code Insurtech platform for Embedded Insurance and MGA As A Service (MAAS).

Create new insurance products in days rather than months or years, and take advantage of our partner eco-systems of technology, data, capacity, and fronting providers. The Ledgertech platform can be used for any insurance use case including Embedded and Specialty insurance. 

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Praised by our customers and industry experts

"Ledgertech, a global vendor of a Low code/No code Insurtech platform for embedded insurance, has been named "Top Israeli InsurTech 2023" in the Platform category.

Its score was based on the decision from the panel of independent industry experts and thousands of insurtech professionals globally."

Insurtech Israel News

“The flexibility and ease of use of the Ledgertech platform have enabled us to offer new, innovative motor insurance products to our customers.”


Monty Nussbaum, Chief Executive Officer

"Ledgertech’s solution has had a transformational impact on our end-to-end claims processes–reducing our cost-per-claim by around one-fifth, while also boosting speed and providing customers with a far better experience. It’s a win-win in multiple dimensions."

Amitanshu Gupta, Head of New Products

“Ledgertech is pioneering evolution in the global insurance industry. For many years, legacy systems combined with patchwork solutions have perpetuated data silos and resulting operational inefficiencies. Ledgertech’s platform, harnessing the power of R3’s Corda, changes this by improving collaboration between market participants and streamlining market operations. The result is transformative for the industry.”

David E. Rutter, CEO & Founder

"It took us less than 2 weeks to build our MVP for weather-based agriculture parametric insurance on the Ledgertech Insurtech platform. The flexibility, ease of use, and integration of our weather data engines, Google Maps, Stripe, and other technology and data providers was key factor in our decision to use Ledgertech."

William Hosack, Chief Executive Officer

Using the Ledgertech  Insurtech platform, it took us a few weeks to develop and integrate a Pay As You Go digital travel insurance product. This is a new embedded travel insurance product for cellular customers, which is offered together with roaming packages. This included an integration with our core policy admin system and the mobile operator’s billing platform. The Ledgertech platform has saved us significant cost and time to market, and has enabled us to enter a new market segment.

Orit Kramer, Executive Vice-CEO, Head of Health Insurance Menora Mivtachim Insurance Ltd.
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The Ledgertech MAAS platform
Powering the digital insurance eco-system through blockchain

Embedded insurance digital platform - buy insurance when you need it – enable businesses to offer usage-based insurance to complement products and services such as mobility, travel, banking and e-commerce.

Create new, innovative Insurance Products fast – Ledgertech has created an eco-system of insurtech technology and data providers with innovative components that improves customer journey, risk assessment, underwriting and claims. These components are fully integrated into the Ledgertech platform so that you could use them when creating new insurance products without having to deal with integration, billing and business arrangements. For example – telematic for motor insurance, vulnerability and threat assessment for cyber, building quality for home insurance, etc.

Flexible consumption models – Usage Base Insurance (UBI), Peer to Peer (P2P), Try before you buy, Pay as you go, Pay how you go, etc.

Combine technology with core insurance business – our business partners network includes reinsurers who provide capacity, insurers who provide fronting, brokers who provide distribution, and MGA incubators who provide the regulatory support so that you can create and run your insurance business without having to worry about technology or operations.

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See Ledgertech in Action

Create new insurance products in days rather than months and take advantage of our partner eco-systems of technology, data, capacity, and fronting providers.

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The latest Ledgertech news, media coverage, and press releases
Ledgertech’s CEO, Eran Tirer, will present company’s solutions at
September 27, 2023
Ledgertech’s CEO, Eran Tirer, will present company’s solutions at "Embedded Insurance: A Game Changer in the Era of AI.”
September 27, 2023 (19:00-21:00) Rue du Port-Franc 22, Lausanne, Vaud, Switzerland
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ITC Vegas
October 31, 2023
ITC Vegas
Ledgertech exhibits at the world’s largest gathering of insurance innovation - ITC Vegas.
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Ledgertech, Cellcom, and Menora Mivtachim join forces to launch a first-of-its-kind Automated Digital Embedded Travel Insurance Solution.
August 02, 2023
Ledgertech, Cellcom, and Menora Mivtachim join forces to launch a first-of-its-kind Automated Digital Embedded Travel Insurance Solution.
This new Pay-As-You-Go Travel Insurance aims to revolutionize the industry by combining cutting-edge technology, seamless communication capabilities, and comprehensive coverage while ensuring customers' peace of mind when traveling abroad. Zurich, August 2 — Ledgertech, an innovative insurtech company that has developed an advanced digital platform for creating embedded insurance products using cutting-edge technology, has partnered with Cellcom, a prominent telecommunications company, and Menora Mivtachim Group, a trusted insurance provider, to introduce a groundbreaking travel insurance product. As of last week, Cellcom customers and their families can now benefit from seamless digital travel insurance coverage while traveling abroad, effortlessly activated through their mobile devices on every trip. The collaboration between Ledgertech, Cellcom, and Menora Mivtachim brings together expertise from multiple industries to address the evolving needs and challenges travelers face. By leveraging their respective strengths, the companies have created a unique and customer-centric insurance product that will redefine the way people protect themselves while traveling. Menora Mivtachim has stated that this insurance product is based on an annual policy, allowing customers to submit a single health declaration per year, providing coverage for multiple trips throughout the year. With high flexibility and easy adjustability, customers can conveniently manage and expand their policy through mobile devices, ensuring utmost convenience. Say goodbye to the hassle of filling out forms before each trip, as this exclusive digital policy, in partnership with Cellcom and Ledgertech, aims to streamline the process, reducing bureaucracy and enabling travelers to focus on their vacations. Michael Kalman, CEO of Menora Mivtachim Insurance, commented on the new service: "We are pleased with the unique cooperation with Cellcom, one of Israel's leading telecommunications organizations, and Ledgertech, a digital insurance technology company. For the first time in Israel, Cellcom customers will benefit from a unique and innovative digital policy, which is automatically activated on every flight through their mobile devices. Moreover, customers will have the ability to easily adjust and expand insurance coverage in a user-friendly mobile format. We, at Menora Mivtachim, take great pride in offering new and innovative solutions, firmly believing in the power of collaboration. It is through working together that we can create mutually beneficial solutions for all members of the ecosystem and, most importantly, our valued customers." Eran Tirer, CEO of Ledgertech, added: "We are proud to introduce the Ledgertech Low code/No code insurtech platform, empowering our customers to rapidly create new digital embedded insurance products in just a matter of days or weeks. This groundbreaking platform enables clients to conveniently buy insurance exactly when and where they need it. This announcement of Cellcom and Menora Mivtachim Group is a paradigm shift in the way insurance products are being created, distributed, and consumed, bringing innovation and customer service to a whole new level." About Ledgertech: Ledgertech is a digital insurance technology company providing a Low code/No code Insurtech platform for Embedded Insurance and MGA As A Service (MAAS) that allows creating new insurance products in days rather than months or years, and take advantage of the company's partner eco-systems of technology, data, capacity, and fronting providers. The Ledgertech platform can be used for any insurance use case, including Embedded and Specialty insurance. About Cellcom Israel Ltd.: Established in 1994, Cellcom is a leading Israeli communications group, providing a wide range of communications services. Cellcom Israel is the largest Israeli cellular provider, offering cellular subscribers a broad range of services, including cellular telephony, roaming services, text and multimedia messaging, advanced cellular and data services, and other value-added services in the areas of mobile office, data protection, etc., based on Cellcom Israel's technologically advanced infrastructure. The Company operates advanced networks enabling high-speed broadband and advanced multimedia services. About Menora Mivtachim Group: Menora Mivtachim is one of the five leading insurance and financial groups in Israel, managing assets amounting to some NIS 250 billion ($80 billion). The group specializes in asset management, manages the country's largest pension fund, and is the largest general insurer in Israel. Through its subsidiaries, Menora Mivtachim is also active in all sectors related to life insurance, health insurance, long/mid/short-term savings, and the financial world – mutual fund management, financial portfolio management, underwriting, international real estate investments, and more.
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Main features
Product configuration

Product configuration

The Ledgertech platform allows for easy and quick configuration, testing, and launching of new insurance products. Configuring a new product includes specifying coverages, inclusions and exclusions, deductibles, pricing, commissions, payment terms, and so on. Product workflows such as underwriting, endorsement, renewal, and claiming can be customized using a No code/Low code user interface. Ledgertech provides an API-driven integration layer with Insurtech data and technology providers for various digital insurance capabilities such as weather-related data and satellite images for parametric insurance, telematics and automated damage assessment for motor insurance or vulnerability assessment for cyber insurance. Ledgertech can also integrate with existing legacy policy administration systems sharing relevant data across the entire insurance ecosystem.

Pricing, payments and commissions

Pricing, payments and commissions

Ledgertech provides pricing capabilities for products, coverage, and sub coverage level. Pricing can be calculated using formulas, and pricing tables as well as by integrating with an external pricing engine. Payments and commissions are configured and then traced as part of the workflow execution throughout the insurance product lifecycle.

AI/ML and data analytics

AI/ML and data analytics

The Ledgertech AI engine in an integral part of the platform, enabling the definition of prediction ML models that can be used within the product workflow, providing better risk assessment or fraud detection capabilities. Collected data across the workflows provide insights using graphical data analytics components, including sales-related insights, insurance product usage, and claim insights.

Cloud based

Cloud based

Built on AWS cloud infrastructure, the Ledgertech platform features an automatic scaling high availability solution, with disaster recovery and backup. Security features include data encryption at rest and on the fly, security group firewalls and authentication/authorization based on latest industry standards.

Digital engagement

Digital engagement

The platform facilitates digital engagement with all participants, including end customers, agents and brokers, MGAs, insurers, and reinsurers. Native UX/UI for both iOS, Android and web apps is automatically generated by the product configurator, branded to the MGA, Insurer or Broker, as a white label format that allows different branding options as well as embedded within 3rd party apps. Dynamic user interaction is driven and monitored by bot technology that can also handle NLP if required.

Core benefits of the ledgertech platform

Increased Revenue.
Improved sales productivity via digital channels and distribution network. Reduce back-office costs through removing or automating processes. Better prices and commissions.

Improve customer journey/engagement.
End-to-end digital customer experience, reducing underwriting and claims time and complexity.

Improved Transparency.
A single source of truth allows friction in business processes to be reduced. Transparent portfolio profitability. Real-time data sharing across all eco-system participants.

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Reduce Customer Acquisition Cost.
Take advantage of the Ledgertech eco-system and partner network. Engage with agents/brokers and embedded insurance partners.

Full auditability.
Improved compliance and operations. Complete audibility and better governance of transactions. Compliance with regulatory requirements. Automated management of billing, payments, commissions and risk transfer.

Data quality and security.
Transact with complete surety across data and processes based on our secure infrastructure. Data reconciliation is made easier, accuracy is improved, transactions secured. Smart contracts allows information to be shared and executed in a trusted and automated manner.

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Partnering for future

Our growing ecosystem of technology, data and business partners can extend, enhance, and simplify your product development


Offer your customers access to what they need when they need it; this includes insurance. Ledgertech enables you to complement your product or service offerings with our embedded insurance solution to create seamless, convenient, and personalized experiences. 

Technology & Data providers

Increase sales and gain immediate access to an ecosystem of MGAs, Insurers, Brokers, etc., who could start using your product immediately without the need for a specific integration to their core system. Enjoy automated billing and collection based on pre-defined business terms without having to deal with each customer separately.

Brokers & Agents

By providing end-to-end technology, coverage, and products through the Ledgertech platform we help you maximize the value of your customer base: increase sales, reduce back-office costs, provide better service. Offer a fully digital customer journey based on ease of use, self-service (mobile/web), automation and speed.


Provide embedded insurance products with seamless integration using the Ledgertech platform. Build and launch data-driven digital insurance products that match new economy ecosystems. Benefit from a fully customized web/mobile insurance experience and improve customer engagement & retention. 


Become a Ledgertech ecosystem partner to provide capacity for new MGA products and embedded insurance. Enjoy better risk transfer management and data-driven digital underwriting.

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Become a partner

Interested in joining our partners ecosystem?

Contact us. We love to innovate together!

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